Settlement and Closing
After finding the home of your dreams, making the offer, securing a mortgage, and taking care of insurance and the inspection, you’ll be ready for the closing. At this stage of the home buying process, you will sign all mortgage documents and any other paperwork needed to complete the transaction. The title of the home, in the form of a deed, will also be transferred to you at this time.
As the buyer, you have the right to select a settlement provider who will aid in the closing of the transaction. In some cases, you may save money by shopping for a settlement agent, which can be your lender, a title insurance company, your real estate broker or attorney or an escrow company. You may have to clear the firm or company that you choose to conduct the settlement with your lender.
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