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Closing The Transaction


Settlement and Closing

After finding the home of your dreams, making the offer, securing a mortgage, and taking care of insurance and the inspection, you’ll be ready for the closing.  At this stage of the home buying process, you will sign all mortgage documents and any other paperwork needed to complete the transaction.  The title of the home, in the form of a deed, will also be transferred to you at this time.

As the buyer, you have the right to select a settlement provider who will aid in the closing of the transaction.  In some cases, you may save money by shopping for a settlement agent, which can be your lender, a title insurance company, your real estate broker or attorney or an escrow company.  You may have to clear the firm or company that you choose to conduct the settlement with your lender.


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Patricia Joyce
9 West Main Street
Clinton, NJ 08809
Office: (908) 735-8140
Cell:  (908) 303-0184
Fax:  (908) 735-8372
Email: pjoyce@pjoyce.com

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All of your information is kept strictly confidential. Any information that you provide will not be shared or sold to anyone. By submitting this form with your telephone number you are consenting for Patricia Joyce and its authorized representatives to contact you even if your name is on the Federal "Do not call List".