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You might have an idea of the loan payment and mortgage you can afford.  But will the lender feel otherwise?  It's always best to get pre-approved for a mortgage so you know exactly how much a financial institution would be willing to lend you.  Today, there are a variety of loan programs available, and depending on your credit history, there is bound to be one that is right for you.  If you want to do some preliminary work, check out the Mortgage Payment Calculator I have provided for you. 
  Mortgage Q & A
  • Adjustable Rate Mortgages - The Pros and Cons
  • Adjustable Rate Mortgages-The Basics
  • Closing Costs When Buying or Refinancing a Home
  • Documenting Your Assets - Verifying Your Down Payment
  • FICO® Score - a Brief Explanation
  • FICO® Scores and Your Mortgage
  • Items You Need When Applying For a Loan
  • Land Contract
  • The Advantages of Different Types of Mortgage Lenders
  • The Biweekly Mortgage - Who Needs It?
  • The No-Cost Thirty Year Fixed Rate Mortgage
  • Types of Mortgage Lenders
  • What's a FICO®?
  • Where Does the Money Come From for Mortgage Loans?
  • Which ARM is the Best Alternative?
  • Your Savings and Down Payment

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Patricia Joyce
9 West Main Street
Clinton, NJ 08809
Office: (908) 735-8140
Cell:  (908) 303-0184
Fax:  (908) 735-8372
Email: pjoyce@pjoyce.com

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